shiyeliainkorea: truth about partial scholarships

An electronic dictionary or smart phone dictionary apps were very handy for understanding Korean language. Most students who were on good scholarships could afford them. I remember very well that I couldn't afford such smart devices. At the same time, I didn't want to buy a 'buttons phone' or kambudzi in Shona because it only limited me to text messages and calls. Though some of those phones had dictionary apps, but the absence of color pictures was something else.

Buying a phone in South Korea

My scholarship was partial, but it was good because the dormitory (including breakfast, diner) and tuition were fully covered! The downside was my stipend. It was just little but better than nothing. I was receiving 150,000 won (~$125). I was living on a very tight budget, and I kept pondering on how to buy a phone. In South Korea that time, smart phones were rolling in and most people were transitioning to smart phones. With that tight budget of mine, I also decided to buy a smart phone. THIS WAS A VERY WRONG MOVE.

The 2011 smartphone

Fast forward to how I bought a phone. I went to an LG shop near Yongsan station in Daegu. My Korean Buddy accompanied me because I couldn't speak Korean. I only knew greetings and few phrases for buying food. We got there, I selected my cheapest smart phone, LG brand. The LG shop was going to auto deduct money from my account every month. The fixed installment was 34,000 won per month for two years. It was the cheapest option available. I don't know if some explanations were lost in translation, the LG salesman assured the installment was fixed inclusively of data. I settled for it and signed the contract.

One month down the line, 94,000 won was deducted from (bank account) my little allowance of 150,000 won. I STARTED REGRETTING the whole idea of buying a smart phone. I went off the budget and sacrificed my lunch money for some time. I kept complaining whenever I discuss about contract phones with my friends. Most students were also going through similar contract bill dilemma, but most of them could afford. I then decided to switch off data and the next two months the bill came around 70,000 won and 45,000 won. I did the Maths again and realized the data wasn't fixed at all. I was paying more than the stipulated 34,000 won monthly installment.

I didn't want to live in regret, worse I couldn't make international calls on that bill. I sent a message to my Korean Buddy, asking her to help me cancel the contract because I couldn't afford the phone anymore. I think that was after only 3-months of using the phone. The Salesman understood my problem, and he said I had to pay off the phone bill in installments of 16,000 won to the agreed 24 months. They cut off the data and the cellphone number. That day I returned to the dormitory with a sim less phone. Luckily, I used the phone over WIFI as dictionary and Facebooking.

On several occasions I tried to look for a prepaid sim card but couldn't get one. A few months later I then registered my smart phone with the same service provider for prepaid phones. If you want to know more of this story please watch this video: full video here

Ten years later, I haven't bought any contract phone. I don't want any regrets! Korean internet is fast but very expensive to use on contract phones. I resolved to prepaid phones which require a monthly top up of 10,000 won. The good thing is there are many WIFI hotspots in Korea so YAY to free WIFI.

Ten years later, with my prepaid Samsung phone.

Thank you for reading my story, please feel free to leave some comment! Bye.

The truth about so-so scholarships/partial scholarships. I titled this blog 'the so-so scholarships' because these are not the best scholarship options since they are partially funded.

Master's Degree graduation at Keimyung University 8. 2014 (KISS scholarship)

If your family has to sell an asset to send you to study on this type of scholarship don't even bother. Honestly, you will forever need money from home. You can't work at all, though some people illegally do so, but when caught the fine is very big. I'm talking of more than $1000. Korea is not like Europe or America where you can work to sponsor your studies and family at home so don't give your family unnecessary headache to sponsor your studies in Korea. It's even much better to get a diploma in your country than to come and struggle financially for a Korean degree that you are not certain you will get it.

The so-so scholarships are for people who can afford:

* to pay to and fro air-ticket

* to pay living expenses monthly for the whole duration of study (~$700 to $1000 per month), but the immigration set up some figures depending on cost of living in South Korea.

*to pay monthly health insurances

*to top up tuition as discounted by university if you meet the criteria.

*sometimes it can be good that you get full tuition, dormitory and a little living allowance which requires a backup. I was on such scholarship it wasn't easy to survive on that small amount. I reviewed this type of scholarship here.

Which criteria?

* Korean language proficiency, by the student, level 3, level 4, level 5, level 6

The higher the TOPIK score the higher the tuition waiver for example for level 3 you get 40% discount, level 4 you get 50% discount, level 5 you get 80% discount and level 6 you get 100% discount.

Where to find such scholarships?

*On university websites, just click on international admission scholarships icon on any Korean University site, if they OFFER any, you will definitely see this type of scholarship. N.B you need a backup plan for this kind of scholarship! It's also difficult to work and study to raise funds and in most cases it is prohibited do work on student visa as I mentioned above.

This information might be helpful to someone so please share the information to those interested in studying in Korea. The second part to scholarship reviews is still in the drafts and I will publish asap. Wishing you a joyous Christmas holiday.

Please leave some comments or questions! Thank you.